Plan2Benefit

Plan TodayGet 2 Benefits

Travel

Plan trip today — keep aside the full trip amount or save in small amounts until you want to book

Long Weekend

Long Weekend

Honeymoon

Honeymoon

Solo Trip

Solo Trip

Benefits

  • 1

    Earn high fixed interest till you travel. No market risk.

  • 2

    Free promo code worth 10% OFF to use on travel apps:

    This 10% is always extra. First use all type of discounts of travel apps — then use this code also to get more 10% discount.

    MakeMyTrip logoGoibibo logoEaseMyTrip logoTripAdvisor logo
  1. Destination
  2. Dates
  3. Earn interest on trip amount
  4. Live compare best deals on different travel apps
  5. Choose travel app
  6. First use all discounts of travel app
  7. Then apply our 10% discount promo code
  8. Book trip
  9. Spend your remaining savings on anything during your trip

Car

Save your down payment in small amounts while it earns interest.

Benefits

  • 1

    First EMI free on your loan.

  • 2

    Earn high fixed interest on your down payment.

  • 3

    Guaranteed loan offers at lower interest rates.

  • 4

    Loan paperwork at your doorstep

  • 5

    No pre-booking amount required by the dealer.

  • 6

    Free home test drive

  1. Brand
  2. Model
  3. Variant
  4. Get free test drive at home
  5. Earn interest on downpayment
  6. Loan approved
  7. First EMI free
  8. No pre-booking amount
  9. Use discounts: dealer + sale + festival offers
  10. Take delivery on your date
  11. Drive home

Bike

Save small amounts every month.

Benefits

  • 1

    Earn high fixed interest till you buy. No market risk.

  • 2

    Free promo code worth 10% OFF on your bike brand.

    This 10% is always extra. First take your dealer discount, festival offer or any other offer — then use this code also and save 10% more.

  • 3

    No pre-booking amount required.

  1. Brand
  2. Model
  3. Variant
  4. Get free test drive at home
  5. Earn interest on bike cost till you buy
  6. No pre-booking amount
  7. Use all discounts: dealer + festival + sale
  8. Then show our 10% discount code
  9. Take delivery on your date
  10. Ride home

Gifts

Occasions
Birthday
Anniversary
Wedding
Rakhi
Bhai Dooj
Festive Gifts
Gift Ideas
Apple

Apple

Phones

Phones

Dyson

Dyson

Gold

Gold

Laptops

Laptops

Luxury Bags

Luxury Bags

Luxury Watches

Luxury Watches

Home Appliances

Home Appliances

Benefits

  • 1

    Earn high fixed interest till you buy. No market risk.

  • 2

    Free promo code worth 10% OFF to use on shopping apps:

    This 10% is always extra. First use all type of discounts of shopping apps and offline stores — then use this code also to get more 10% flat discount.

    Amazon logoFlipkart logoMyntra logoImagine logoCroma logoReliance Digital logoHelios logo
  1. Category
  2. Brand
  3. Product
  4. Earn interest till you buy
  5. Live compare best discounts on shopping apps and stores
  6. Choose online app or offline store
  7. First use all type of discounts of shopping apps or offline stores
  8. Then apply our 10% discount promo code
  9. Order online or pick from store

Flexibility

Cancel anytime and withdraw your saved money with the interest earned, with no penalty or charges.

Change your product anytime.

Change your purchase date anytime.

Safety

Your money stays with our RBI-regulated partner bank.

Zero market risk.

Transparent fixed returns.

Secure digital process.

Good to know

Frequently asked
questions

Your money is safely kept with our RBI-regulated partner bank. Depending on the option you choose, it is placed in a:

  • Fixed Deposit (FD) for one-time deposits, or
  • Recurring Deposit (RD) for daily or monthly savings.

Yes. Whether you choose a Fixed Deposit (FD) or a Recurring Deposit (RD), your money earns fixed bank interest with our partner bank. Unlike market-linked investments, your money isn't exposed to market ups and downs. It stays ready for your planned purchase or trip, while continuing to earn fixed interest until you need it.

Yes. You can change your product, destination, or purchase date anytime. We'll help update your savings plan accordingly.

An FD or RD helps you save money. Plan2Benefit helps you save for exactly what you want to buy while making the entire journey easier and more rewarding. Along with high fixed bank interest from our partner bank, you also get:

  • Personalized planning for the exact product, trip, or occasion — not just a random savings goal.
  • Complete flexibility to change your product, purchase date, destination, or savings amount anytime.
  • Car benefits like no dealer booking amount, guaranteed loan offers at lower interest rates, First EMI Free, and home test drives.
  • Bike benefits like exclusive discounts, guaranteed loan offers, and no pre-booking amount required.
  • Extra discounts on shopping apps, travel apps, brands, and offline stores.
  • Plan for life's important moments like birthdays, anniversaries, weddings, festivals, and holidays — all in one place.

You're not just saving money. You're preparing for your next purchase or trip with added benefits that help you save more and buy smarter.

When you're ready to buy or book, Plan2Benefit helps you unlock exclusive discounts from online shopping apps, travel apps, offline stores, and partner brands.

Plan today

One plan.
Two benefits, every time.

Start with any amount, earn high fixed interest, and unlock an extra discount when you buy. Cancel anytime — your money and interest stay yours.